Cover that grows the way you do.

Start with the essentials and add cover as you grow. caremate™ tunes your package as you take on staff, projects and new risks.

Pick where you are today

Starter for solo client work, Builder when you take on staff, Scaler when you add premises and stock. Move up any time as you grow.

Starter

Freelancers and solo founders

Covers your liability and online risks, so an accident, a hack or a dispute can't stall your work.

Policies included in this package:

Builder

Growing teams with staff

Adds employer cover and legal protection as you take on staff or contractors.

Policies included in this package:

Scaler

Established teams with premises

Full liability, property and cyber cover for stock, equipment and high-value assets.

Policies included in this package:

Know what you need? Go tailored.

When a package doesn't quite fit, build your own. Mix covers and limits to match exactly how your business runs.

Why careless™?

Instant quotes

Get a live quote in minutes, not days.

100% digital

Buy and manage it all online, no calls.

Modular cover

Pick the covers you need, one contract.

careless™ is an Appointed Representative of Stubben Edge (Risk) Limited, authorised and regulated by the Financial Conduct Authority (FRN 943286).

Backed by

The insurers and partners behind your cover.

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Are you actually covered?

Answer a few quick questions and see which covers your business is missing in about two minutes.

Find your package in minutes.

Answer a few questions, get your quote and buy online. Start with a package or build your own, all in one place.