A breach exposes the confidential client data and models on your systems. The response, notification and recovery run to £15,000.
Covered by Cyber
Insurance for management consultants.
What one bad day on an engagement can cost.
Real risks for working consultants, and the cover that takes the hit instead of you.
Running a workshop at a client's office, an attendee trips on your equipment and is injured. The claim comes to £12,000.
Covered by Public Liability
Your laptop, full of client work, is stolen from the train between meetings. Replacing it and the lost work comes to £3,000.
Covered by All Risks
Illustrative examples. Cover depends on the package and limits you choose.
Three steps. No broker calls.
Getting covered shouldn't be a project. Start to finish, it's all online.
- 1.
Get your price
A few quick questions and your quote's on screen.
- 2.
Buy and you're covered
Pay online and your cover goes live straight away.
- 3.
Manage it all in one place
Documents, claims and renewals, one simple dashboard.
Backed by
The insurers and partners behind your cover.
Cover built for how you work.
Most consultants are underinsured for the data they hold and the disputes they face, and never find out until an engagement goes wrong. We make sure you're not one of them.
The client data you hold is the risk you carry
Confidential strategy, financials and models all sit on your laptop and in your accounts. Cyber funds the response and recovery when there's a breach, with a 24/7 incident line.
In the room and on client sites
Presenting, running workshops, visiting client premises. Public Liability covers a claim for injury or damage, and Employers' Liability is the law the day you take on associates or staff.
Your work travels with you
The laptop and devices full of client work live on the train and at client sites. All Risks covers loss, theft and accidental damage on the road and on location across the UK.
- Public LiabilityClaims from third parties — clients, the public, anyone who isn't your employee — for injury or property damage linked to your business.
- CyberA data breach, ransomware or account takeover — incident response, recovery and liability.
- Legal ExpensesLegal costs and expert advice when a dispute hits — employment claims, tax investigations, contract and debt recovery — plus a 24/7 legal and tax helpline.
More than a policy
A dispute or a breach tends to land when you've least got time for it. Add Legal Expenses and you've got experts on the phone whenever you need them, and if you ever do need to claim, an in-house team handles it directly, so a bad day doesn't derail the business.
Legal cover when disputes hit
- Employment & tribunal disputes
- HMRC tax & VAT enquiries
- Contract & debt recovery
- Crisis communications & PR
Experts on the phone
- 24/7 legal & tax advice
- HR & redundancy support
- Confidential counselling, 24/7
- 24/7 cyber incident line
Questions, answered.
Yes. Cyber covers the cost of responding to a breach or ransomware attack, recovering your data, and notifying affected clients and the regulator, with a free 24/7 incident line once Cyber is on your policy.
Most combine Public Liability for client sites and workshops, Cyber for the client data they hold, and Legal Expenses for disputes, adding Employers' Liability once they take on staff. Professional Indemnity is launching soon.
Yes. Public Liability follows you to a client's premises, and All Risks covers the laptop and devices you carry between sites across the UK.
That's Professional Indemnity, which is launching soon. Public Liability covers injury and property damage but not fee-based advice, so caremate™ will flag where Professional Indemnity fits once it's live, and route anything urgent to a specialist in the meantime.
Add Legal Expenses and the costs of pursuing or defending a contract or debt-recovery dispute are covered, alongside a 24/7 legal and tax advice line.
For the work shown here, you can get a quote and buy cover in minutes, with no broker back and forth. Your documents land in your inbox straight away.
Your cover is arranged with Kovrilo, a UK MGA backed by Mission.
Yes. We're an Appointed Representative of Stubben Edge (Risk) Limited, regulated by the Financial Conduct Authority (FRN 943286).