Ransomware spreads through your network and into a client's systems. The incident response and recovery run to £25,000.
Covered by Cyber
Insurance for IT consultants and MSPs.
What one bad day on the network can cost.
Real risks for IT consultants and managed service providers, and the cover that takes the hit instead of you.
While installing hardware at a client's office, a member of their staff trips over your cabling and is injured. The claim comes to £15,000.
Covered by Public Liability
Your laptop and diagnostic equipment are stolen from the car between client sites. Replacing them comes to £4,000.
Covered by All Risks
Illustrative examples. Cover depends on the package and limits you choose.
Three steps. No broker calls.
Getting covered shouldn't be a project. Start to finish, it's all online.
- 1.
Get your price
A few quick questions and your quote's on screen.
- 2.
Buy and you're covered
Pay online and your cover goes live straight away.
- 3.
Manage it all in one place
Documents, claims and renewals, one simple dashboard.
Backed by
The insurers and partners behind your cover.
Cover built for how you work.
Most IT firms are underinsured for the access they hold and the systems they touch, and never find out until a breach cascades. We make sure you're not one of them.
You hold the keys to your clients' systems
Admin access, client data and the networks you manage all run through you, so a breach of your business is a breach of theirs. Cyber funds the response, the recovery and third-party claims, with a 24/7 incident line.
On-site work carries liability
An injury on a client's premises, damage to property that isn't yours. Public Liability covers the claim, and Employers' Liability is the law the day you take on staff.
Your equipment travels to every client
Laptops, diagnostic equipment and hardware live in the car and on client sites. All Risks covers loss, theft and accidental damage on the road and on location across the UK.
- CyberA data breach, ransomware or account takeover — incident response, recovery and liability.
- Public LiabilityClaims from third parties — clients, the public, anyone who isn't your employee — for injury or property damage linked to your business.
- Employers' LiabilityRequired by law once you employ staff. Claims from employees who are injured or fall ill because of their work.
More than a policy
A dispute or a breach tends to land when you've least got time for it. Add Legal Expenses and you've got experts on the phone whenever you need them, and if you ever do need to claim, an in-house team handles it directly, so a bad day doesn't derail the business.
Legal cover when disputes hit
- Employment & tribunal disputes
- HMRC tax & VAT enquiries
- Contract & debt recovery
- Crisis communications & PR
Experts on the phone
- 24/7 legal & tax advice
- HR & redundancy support
- Confidential counselling, 24/7
- 24/7 cyber incident line
Questions, answered.
Yes. Cyber covers the cost of responding to a breach or ransomware attack, recovering data, and third-party claims when client data is exposed, with a free 24/7 incident line once Cyber is on your policy.
Most combine Cyber for the access they hold, Public Liability for on-site work, and Legal Expenses for contract disputes, adding Employers' Liability once they take on staff. Professional Indemnity is launching soon.
Yes. All Risks is built for equipment that travels, covering loss, theft and accidental damage on the road and on client premises across the UK.
That's Professional Indemnity, which is launching soon. Public Liability covers injury and property damage but not the work or advice itself, so caremate™ will flag where Professional Indemnity fits once it's live, and route anything urgent to a specialist in the meantime.
Add Legal Expenses and the costs of pursuing or defending a contract or debt-recovery dispute are covered, alongside a 24/7 legal advice line.
For the work shown here, you can get a quote and buy cover in minutes, with no broker back and forth. Your documents land in your inbox straight away.
Your cover is arranged with Kovrilo, a UK MGA backed by Mission.
Yes. We're an Appointed Representative of Stubben Edge (Risk) Limited, regulated by the Financial Conduct Authority (FRN 943286).