A weekend break-in clears out your iMacs, monitors and design equipment. Replacing it comes to £14,000.
Covered by Business Contents
Insurance for designers and design studios.
What one bad day at the studio can cost.
Real risks for designers and studios, and the cover that takes the hit instead of you.
A client visiting the studio to review samples trips and is injured. The claim comes to £12,000.
Covered by Public Liability
A ransomware attack locks the client files and brand assets on your network. The recovery and response run to £10,000.
Covered by Cyber
Illustrative examples. Cover depends on the package and limits you choose.
Three steps. No broker calls.
Getting covered shouldn't be a project. Start to finish, it's all online.
- 1.
Get your price
A few quick questions and your quote's on screen.
- 2.
Buy and you're covered
Pay online and your cover goes live straight away.
- 3.
Manage it all in one place
Documents, claims and renewals, one simple dashboard.
Backed by
The insurers and partners behind your cover.
Cover built for how you work.
Most studios are underinsured for the equipment they create on and the files they hold, and never find out until a break-in or a breach hits. We make sure you're not one of them.
Your studio is your livelihood
Workstations, monitors, design equipment and samples are what the work is made on. Business Contents covers theft and damage at the studio, and All Risks extends to the equipment you carry to client meetings.
Clients in the studio, you on site
A visitor reviewing samples, a presentation at a client's office. Public Liability covers a claim for injury or damage, and Employers' Liability is the law the day you take on staff.
The files and IP you hold
Client files, brand assets and design work all sit on your network. Cyber funds the response and recovery when there's a breach, with a 24/7 incident line.
- Public LiabilityClaims from third parties — clients, the public, anyone who isn't your employee — for injury or property damage linked to your business.
- CyberA data breach, ransomware or account takeover — incident response, recovery and liability.
- Business ContentsYour business equipment, stock and contents — loss, theft, damage.
More than a policy
A dispute or a breach tends to land when you've least got time for it. Add Legal Expenses and you've got experts on the phone whenever you need them, and if you ever do need to claim, an in-house team handles it directly, so a bad day doesn't derail the business.
Legal cover when disputes hit
- Employment & tribunal disputes
- HMRC tax & VAT enquiries
- Contract & debt recovery
- Crisis communications & PR
Experts on the phone
- 24/7 legal & tax advice
- HR & redundancy support
- Confidential counselling, 24/7
- 24/7 cyber incident line
Questions, answered.
Yes. Business Contents covers the workstations, monitors and design equipment at your studio against theft and damage, and All Risks extends to the equipment you carry to client meetings across the UK.
Most combine Business Contents for the studio, Public Liability for client visits, and Cyber for the files they hold, adding Employers' Liability once they take on staff. Professional Indemnity is launching soon.
Yes. Cyber covers the cost of responding to a breach or ransomware attack, recovering your files, and notifying affected clients and the regulator, with a free 24/7 incident line once Cyber is on your policy.
That's Professional Indemnity, which is launching soon. Public Liability covers injury and property damage but not the design work itself, so caremate™ will flag where Professional Indemnity fits once it's live, and route anything urgent to a specialist in the meantime.
Add Legal Expenses and the costs of pursuing or defending a contract or debt-recovery dispute are covered, alongside a 24/7 legal advice line.
For the work shown here, you can get a quote and buy cover in minutes, with no broker back and forth. Your documents land in your inbox straight away.
Your cover is arranged with Kovrilo, a UK MGA backed by Mission.
Yes. We're an Appointed Representative of Stubben Edge (Risk) Limited, regulated by the Financial Conduct Authority (FRN 943286).